privacy policy

privacy policy and terms & conditions

privacy policy

Effective date: October 15, 2018

Allworkers MFB (“us”, “we”, or “our”) operates the https://www.allworkersmfb.com website (the “Service”).

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices  you have associated with that data.

We use your data to provide and improve the Service. By using the  Service, you agree to the collection and use of information in  accordance with this policy. Unless otherwise defined in this Privacy  Policy, terms used in this Privacy Policy have the same meanings as in  our Terms and Conditions, accessible from https://www.allworkersmfb.com

Information Collection And Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain  personally identifiable information that can be used to contact or  identify you (“Personal Data”). Personally identifiable information may  include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Cookies and Usage Data

Usage Data

We may also collect information how the Service is accessed and used  (“Usage Data”). This Usage Data may include information such as your  computer’s Internet Protocol address (e.g. IP address), browser type,  browser version, the pages of our Service that you visit, the time and  date of your visit, the time spent on those pages, unique device  identifiers and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies are files with small amount of data which may include an  anonymous unique identifier. Cookies are sent to your browser from a  website and stored on your device. Tracking technologies also used are  beacons, tags, and scripts to collect and track information and to  improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate  when a cookie is being sent. However, if you do not accept cookies, you  may not be able to use some portions of our Service.

Examples of Cookies we use:

  • Session Cookies. We use Session Cookies to operate our Service.
  • Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
  • Security Cookies. We use Security Cookies for security purposes.

Use of Data

Allworkers MFBuses the collected data for various purposes:

  • To provide and maintain the Service
  • To notify you about changes to our Service
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer care and support
  • To provide analysis or valuable information so that we can improve the Service
  • To monitor the usage of the Service
  • To detect, prevent and address technical issues

Transfer Of Data

Your information, including Personal Data, may be transferred to —  and maintained on — computers located outside of your state, province,  country or other governmental jurisdiction where the data protection  laws may differ than those from your jurisdiction.

If you are located outside Nigeria and choose to provide information  to us, please note that we transfer the data, including Personal Data,  to Nigeria and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Allworkers MFBwill take all steps reasonably necessary to ensure that  your data is treated securely and in accordance with this Privacy Policy  and no transfer of your Personal Data will take place to an  organization or a country unless there are adequate controls in place  including the security of your data and other personal information.

Disclosure Of Data

Legal Requirements

Allworkers MFBmay disclose your Personal Data in the good faith belief that such action is necessary to:

  • To comply with a legal obligation
  • To protect and defend the rights or property of Zed Impact
  • To prevent or investigate possible wrongdoing in connection with the Service
  • To protect the personal safety of users of the Service or the public
  • To protect against legal liability

Security Of Data

The security of your data is important to us, but remember that no  method of transmission over the Internet, or method of electronic  storage is 100% secure. While we strive to use commercially acceptable  means to protect your Personal Data, we cannot guarantee its absolute  security.

Service Providers

We may employ third party companies and individuals to facilitate our  Service (“Service Providers”), to provide the Service on our behalf, to  perform Service-related services or to assist us in analyzing how our  Service is used.

These third parties have access to your Personal Data only to perform  these tasks on our behalf and are obligated not to disclose or use it  for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

  • Google Analytics
    Google Analytics is a web analytics service offered by Google  that tracks and reports website traffic. Google uses the data collected  to track and monitor the use of our Service. This data is shared with  other Google services. Google may use the collected data to  contextualize and personalize the ads of its own advertising network.
    You can opt-out of having made your activity on the Service  available to Google Analytics by installing the Google Analytics opt-out  browser add-on. The add-on prevents the Google Analytics JavaScript  (ga.js, analytics.js, and dc.js) from sharing information with Google  Analytics about visits activity.
    For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en
     

Links To Other Sites

Our Service may contain links to other sites that are not operated by  us. If you click on a third party link, you will be directed to that  third party’s site. We strongly advise you to review the Privacy Policy  of every site you visit.

We have no control over and assume no responsibility for the content,  privacy policies or practices of any third party sites or services.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from  anyone under the age of 18. If you are a parent or guardian and you are  aware that your Children has provided us with Personal Data, please  contact us. If we become aware that we have collected Personal Data from  children without verification of parental consent, we take steps to  remove that information from our servers.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify  you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our  Service, prior to the change becoming effective and update the  “effective date” at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any  changes. Changes to this Privacy Policy are effective when they are  posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

  • Privacy Policy for Allworkers Microfinance Bank Limited
  • At Allworkers Microfinance Bank, accessible from https://allworkersmfb.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Allworkers Microfinance Bank and how we use it.

  • If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us through email at care@allworkersmfb.com
  • General Data Protection Regulation (GDPR)
  • We are a Data Controller of your information.
  • Allworkers Microfinance Bank Limited legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Information we collect and the specific context in which we collect the information:
  • Allworkers Microfinance Bank Limited needs to perform a contract with you
  • You have given Allworkers Microfinance Bank Limited permission to do so
  • Processing your personal information is in Allworkers Microfinance Bank Limited legitimate interests
  • Allworkers Microfinance Bank Limited needs to comply with the law
  • Allworkers Microfinance Bank Limited will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.
  • If you are a resident of the European Economic Area (EEA), you have certain data protection rights. If you wish to be informed what Personal Information we hold about you and if you want it to be removed from our systems, please contact us. Our Privacy Policy was generated with the help of https://gdprprivacypolicy.net.com/”>GDPR Privacy Policy Generator and the https://privacypolicytemplate.net/”>GDPR Privacy Policy Template
  • In certain circumstances, you have the following data protection rights:
  • The right to access, update or to delete the information we have on you.
  • The right of rectification.
  • The right to object.
  • The right of restriction.
  • The right to data portability
  • The right to withdraw consent

  • Log Files
  • Allworkers Microfinance Bank follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.
  • Cookies and Web Beacons
  • Like any other website, Allworkers Microfinance Bank uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.
  • You can learn how to manage cookies on your web browser by following the https://privacypolicies.com/blog/browser-cookies-guide/”>Browser Cookies Guide.

  • Our Advertising Partners
  • Some of advertisers on our site may use cookies and web beacons. Our advertising partners are listed below. Each of our advertising partners has their own Privacy Policy for their policies on user data. For easier access, we hyperlinked to their Privacy Policies below.
  • Google
  • https://policies.google.com/technologies/ads”>https://policies.google.com/technologies/ads
  • Privacy Policies
  • You may consult this list to find the Privacy Policy for each of the advertising partners of Allworkers Microfinance Bank.
  • Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Allworkers Microfinance Bank, which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
  • Note that Allworkers Microfinance Bank has no access to or control over these cookies that are used by third-party advertisers.
  • Third Party Privacy Policies
  • Allworkers Microfinance Bank’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options. You may find a complete list of these Privacy Policies and their links here: Privacy Policy Links.
  • You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites. What Are Cookies?
  • Children’s Information
  • Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
  • Allworkers Microfinance Bank does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
  • Online Privacy Policy Only
  • Our Privacy Policy created at GDPRPrivacyPolicy.net applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Allworkers Microfinance Bank. This policy is not applicable to any information collected offline or via channels other than this website. https://gdprprivacypolicy.net Our GDPR Privacy Policy was generated from the GDPR Privacy Policy Generator.
  • Consent
  • By using our website, you hereby consent to our Privacy Policy and agree to its terms.
terms & conditions

Introduction

These Website Standard Terms and Conditions written on this webpage shall manage your use of our website, Allworkers Microfinance Bank accessible at https://allworkersmfb.com.

These Terms will be applied fully and affect to your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions. Our Terms and Conditions have been generated at Terms And Conditions Template and the Privacy Policy Template.

Minors or people below 18 years old are not allowed to use this Website.

Intellectual Property Rights

Other than the content you own, under these Terms, Allworkers Microfinance Bank Limited and/or its licensors own all the intellectual property rights and materials contained in this Website.

You are granted limited license only for purposes of viewing the material contained on this Website.

Restrictions

You are specifically restricted from all of the following:

  • publishing any Website material in any other media;
  • selling, sublicensing and/or otherwise commercializing any Website material;
  • publicly performing and/or showing any Website material;
  • using this Website in any way that is or may be damaging to this Website;
  • using this Website in any way that impacts user access to this Website;
  • using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity;
  • engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;
  • using this Website to engage in any advertising or marketing.

Certain areas of this Website are restricted from being access by you and Allworkers Microfinance Bank Limited may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well.

Your Content

In these Website Standard Terms and Conditions, “Your Content” shall mean any audio, video text, images or other material you choose to display on this Website. By displaying Your Content, you grant Allworkers Microfinance Bank Limited a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Privacy

Please read our Privacy Policy.

Your Content must be your own and must not be invading any third-party’s rights. Allworkers Microfinance Bank Limited reserves the right to remove any of Your Content from this Website at any time without notice.

No warranties

This Website is provided “as is,” with all faults, and Allworkers Microfinance Bank Limited express no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you.

Limitation of liability

In no event shall Allworkers Microfinance Bank Limited, nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract.  Allworkers Microfinance Bank Limited, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

Indemnification

You hereby indemnify to the fullest extent Allworkers Microfinance Bank Limited from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

Severability

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

Variation of Terms

Allworkers Microfinance Bank Limited is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.

Assignment

The Allworkers Microfinance Bank Limited is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between Allworkers Microfinance Bank Limited and you in relation to your use of this Website, and supersede all prior agreements and understandings.

Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Imo State, Nigeria for the resolution of any disputes.